What If The Other Driver Doesn’t Have Insurance?
Even though Ohio law requires that all drivers have car insurance, the unfortunate reality is that not everyone does. Sometimes, the other driver in an accident has insurance, but it is not enough to cover the serious medical bills you incur because of your injuries. In both cases, you need protection against an uninsured or underinsured driver.
In theory, your insurance company may cover you in these scenarios. In practice, even your own insurance company can become combative if they think you are going to make them pay out. To get the settlement you need often involves aggressive legal maneuvering, which the insurance company is hoping you will not do. Our job is to do it on your behalf. With years of experience serving Springfield, Columbus and the surrounding areas in Ohio and West Virginia, The Stuckey Firm, LLC, knows exactly how to proceed.
When Your Friends Become Your Enemies
Insurance policies are designed to keep people financially safe in the event of a disaster. After a car accident, this usually involves the other driver’s insurance company. However, if the driver flees the scene or has no insurance to begin with, the focus then becomes your own insurance company, which should pick up the slack.
This comes into conflict with the other purpose of insurance policies: profit. Insurance companies make money by denying as many claims as possible and paying out as little as possible. This is a rude awakening for many motorists, as they only contact their insurance company in a time of great need.
The Advocates You Need
When dealing with an uninsured or underinsured driver accident, we know the score. We know how much money you should be able to settle for, regardless of what the insurance company says, and we know the tactics they will use to prevent you from getting it.
We also know the requirements for first pursuing an underinsured driver before transitioning to a claim with your own insurance company. They will use these technicalities to try to dismiss your claim, but our attention to detail will make this nearly impossible. We are committed to the highest standards of legal advocacy. We listen well, we are meticulous, and we maximize every opportunity to your benefit.
Let Us Join Your Team
When you need an attorney to counteract insurance companies that do not have your best interests at heart, we are here for you. Contact us as soon as possible to discuss your case with a lawyer. Doing so is completely free. You can reach us by email or else by phone: 937-471-3837.