Rideshare Accidents

Name: Rideshare Accidents
Brand: The Stuckey Firm
Rating: 4.9 (248 reviews)

Rideshare accidents can leave you injured and unsure who is responsible, especially when Uber or another platform is involved. With clear legal guidance, you can protect your claim, reduce stress, and pursue the compensation you need to recover.

Sorting Out Liability After a Rideshare Crash

A rideshare accident often feels different from a standard crash because there are more moving parts. The driver may be using their own vehicle, working under a platform like Uber, and covered by layered insurance that changes depending on the status of the trip. You may be a passenger, another driver, a pedestrian, or someone hit by a rideshare driver who was rushing to pick up a fare.

In the days after a crash, the claims process can become confusing fast. Insurance companies may point fingers. Uber’s coverage may depend on whether the driver was logged into the app, waiting for a ride request, or actively transporting a passenger. Working with a rideshare accident lawyer can help you understand what coverage applies and how to pursue compensation without being pushed into an early settlement.

The Stuckey Firm works with you, not just for you. We focus on serious injury cases and build claims around your goals, your recovery, and what long-term stability requires. After an accident, families often feel overwhelmed by medical bills, missed work, and constant uncertainty. Legal representation helps remove that pressure and gives you space to focus on getting better.

What Is a Rideshare Accident Claim?

A rideshare accident claim is a personal injury claim involving an Uber or other rideshare driver. These cases can involve multiple insurance policies, including the rideshare driver’s personal auto insurance and the rideshare company’s commercial liability coverage. The amount and type of coverage available may depend on what the driver was doing at the time of the crash.

The key issue in many cases is determining when rideshare coverage applies and what steps must be taken to secure it. Uber publishes general information about how its insurance works depending on the stage of the ride, but the claim process can still be difficult to navigate without support.

If you want to review Uber’s policy structure, their public overview is available through Uber’s Insurance Page. Ohio negligence laws also influence how fault and compensation are evaluated. If you want to review the legal framework behind injury claims, the Ohio Revised Code provides direct access to Ohio law.

The Benefits of Working With a Personal Injury Attorney for Rideshare Accidents

Clarity on Which Insurance Applies. Rideshare cases often involve multiple policies that depend on app status, passenger activity, and trip timing. An Uber accident lawyer can help identify all available coverage and avoid missed recovery options.
A Strategy That Accounts for Serious Injuries. Rideshare crashes can cause major harm, and insurers may minimize the long-term impact. Legal representation helps document medical needs, lost income, and future limitations so your claim reflects the full scope of harm.
Protection From Finger-Pointing. Insurance carriers may dispute fault or delay by blaming the rideshare company, the driver, or another vehicle. A strong claim approach keeps the focus on evidence and responsibility.
Trial-Ready Leverage When Needed. If insurers refuse fair value, litigation may become necessary. Trial-ready case preparation increases your negotiating power and protects your right to pursue full compensation.

While we prepare every case with the strength to go to court if needed, filing a lawsuit does not always mean going to trial. Many cases settle because the other side recognizes the evidence is serious.

Does My Situation Require a Rideshare Accident Lawyer?

You may need legal guidance if you were injured while riding in an Uber, struck by an Uber driver, or involved in a crash where a rideshare driver caused or contributed to the accident. You should also consider representation if your injuries required medical care, you missed work, or you are dealing with ongoing symptoms that affect daily function. Rideshare cases can become especially complicated when liability is disputed or the rideshare company denies responsibility. If the driver’s personal insurance tries to deny coverage because they were working, or if Uber’s insurer delays, an Uber accident attorney can help clarify the coverage pathway and protect your claim from being undervalued.

The Rideshare Accident Claim Process What to Expect

Step One: Confirming Driver Status and Coverage

We begin by learning what happened and reviewing your injuries and crash circumstances. We also identify whether the rideshare driver was logged into the app, in between rides, en route to pick up a passenger, or actively transporting someone, which affects what insurance coverage applies.

Step Two: Evidence Collection and Liability Review

We gather crash reports, witness statements, medical records, ride receipts or trip confirmation data, and proof of lost income. We review the facts carefully to determine who is responsible and how coverage should be accessed.

Step Three: Claim Development and Demand

Once your damages are clear, we build a demand that reflects medical costs, wage loss, pain and suffering, and long-term impact. We present the claim supported by documentation and a strategy aligned with your goals, not the insurer’s timeline.

Step Four: Negotiation or Litigation

Some claims resolve through negotiation. Others require litigation because insurers dispute liability or delay responsibility. We prepare every case with trial readiness so you are protected regardless of how the other side responds.

Talk with a local attorney today.

Available 24/7 (888) 910-7086

How Uber Insurance Coverage Can Change

One of the most confusing aspects of rideshare cases is that Uber’s insurance coverage changes based on the stage of the ride. Coverage may be limited when the driver is logged in but has not accepted a ride request. It increases once a ride is accepted and becomes more comprehensive when a passenger is in the vehicle.

This is why documentation matters. Ride confirmations, app screenshots, and trip details can become important evidence. Federal consumer resources like the Federal Trade Commission also provide guidance on avoiding misleading insurance and claim practices, which can help injured people understand how companies may attempt to limit exposure.

“Sydney McLafferty with the Stuckey Firm was extremely helpful after I was involved in a car accident. She was thorough in explaining the insurance process and in answering all of our questions. Her professional insight eased a lot of stress, and I couldn’t recommend her enough to anyone needing legal representation following an auto accident.”

—N.C.

Why Choose The Stuckey Firm?

What Makes Us Different

The Stuckey Firm is built around client collaboration, trust, and individualized case strategy. We work with you, not just for you, and you are never handed off to a case manager. Our attorneys are respected statewide, including leadership roles within the Ohio Association for Justice.

Trial-Ready, Thorough Preparation

Rideshare accident claims require careful case development and evidence preservation. We build claims that account for changing insurance coverage, complex liability questions, and serious injuries that demand long-term planning and clear documentation.

Proven Results and Representation

Insurance companies take our cases seriously because we prepare thoroughly and pursue full value when a client’s future is at stake. We focus on outcomes that match real recovery, not quick resolutions that leave clients struggling later. You deserve clear answers, strong advocacy, and a legal strategy designed for your long-term stability.

Rideshare Accidents Frequently Asked Questions

Can I file a claim if I was a passenger in an Uber?

Yes. Passengers can often pursue compensation through Uber’s insurance coverage, the driver’s coverage, or another driver’s policy, depending on fault and ride status. A lawyer can help identify all options.

Can Uber deny responsibility for the crash?

Uber may claim the driver is an independent contractor, but insurance coverage may still apply. The key is understanding which stage of the ride the driver was in and how liability and coverage interact.

How long does a rideshare accident claim take?

The timeline depends on injury severity, liability disputes, and insurance cooperation. Some claims resolve in months, while serious injury cases may take longer to document properly and pursue full value.

What if the rideshare driver was logged into the app but had not accepted a ride?

Coverage may be more limited in that stage, but compensation may still be available. It is important to confirm the driver’s status and determine which policies apply before accepting any settlement.

What if I had been hit by an Uber driver as another motorist or pedestrian?

You may still have a valid claim. Uber coverage may apply depending on whether the driver was working in the app. Legal guidance can help clarify whether the driver’s personal policy or Uber’s policy applies.

Get Clear Answers After a Rideshare Accident

If you were injured in a rideshare accident and you are unsure who is responsible, you do not have to handle the insurance confusion alone. Contact The Stuckey Firm to schedule a confidential consultation and get clear guidance, steady support, and a plan built around your recovery.